MonoBudget
Your money, clearly tracked. Without spreadsheet chaos.
The problem
Rent, fixed costs, income, and annual bills get messy fast. Most budgeting apps feel like overkill or make you re-enter the same recurring costs every month — and few keep a clear picture of what you actually spend.
The solution: MonoBudget
MonoBudget keeps your income, fixed costs, and annual bills in one clear place, and shows what recurs so nothing slips through. Sharing some costs with a partner or roommate? It can also show who pays for what and split them fairly. Your financial data stays local on your device — no account, no MonoBudget server for your financial data, no ads.
See it in action
Built around you
Track your own income and expenses with clarity — that's the free core. Sharing a household? MonoBudget Pro adds a second person, so couples and roommates can see who pays for what.
Recurring costs without the follow-up work
Set up income and fixed costs once — monthly, quarterly, semi-annually, yearly, or on a custom interval of any number of days, weeks, months, or years. MonoBudget creates the matching entries automatically and can remind you before larger recurring payments.
Categories that make sense to you
Organize income and expenses with custom categories and colors. Sensible defaults help you get started; after that, you can shape everything around your own budget.
Insights that actually help
MonoBudget Pro shows trends, key figures, and breakdowns by category and person. In the dedicated Fair Split calculator, plan a 50/50, income-based, or custom adjustment for the current period — with a preview for next year. Book the monthly adjustments together, then update or reset them whenever your situation changes.
Privacy first
By default, everything stays on your device: no account, no MonoBudget server for your financial data. You create exports yourself; automatic backups are optional, encrypted, and protected by your own passphrase.
Free forever, Pro when you want more
Free
- Track income and expenses for 1 person
- Custom categories and colors
- Recurring transactions (monthly to yearly, or custom)
- Manual data export and import, optionally passphrase-encrypted
- Optional Face ID / fingerprint / passcode app lock
- Light and dark themes, English and German
Pro
- A 2nd person
- Advanced analytics: KPIs, trends, distributions
- Fair Split with yearly preview and monthly adjustments
- Automatic encrypted backups